The Hidden Cost of
Payment Fragmentation
Each additional vendor
or workflow layer multiplies fees, errors, and
time spent chasing transactions.
Removing payment friction improves both
cash flow and customer experience by freeing
staff from redundant back-office work.
At the same time,
simplifying payment architecture drives
measurable value creation by reducing
operational waste and improving predictability.
Why One Integration
Wins
- Cut Transaction
Fees
Consolidating payment flows allows
you to route each transaction through the
most cost-efficient rail (ACH, wire, wallet,
etc.), lowering per-payment costs without
sacrificing speed.
- Reduce Failure
Rates
Centralized routing and validation
reduce declines and delays, improving both
reconciliation accuracy and policyholder
experience.
- Streamline
Reconciliation
With fewer systems and APIs to
manage, your finance team gains real-time
visibility across inflows and outflows.
Unified payment data can improve
reconciliation accuracy and liquidity
management.
- Accelerate
Cash Flow
A
single integration eliminates lag
between payment capture and settlement,
giving you predictable liquidity and
stronger cash position control.
The ROI of
Integration
Organizations that
standardize payment processes see both
integration costs and failure rates drop, while
customer satisfaction increases.
Bottom
line: The more fragmented your
payments are, the more you pay in time,
fees, and missed opportunities.
Ready to See the
Difference One Integration Can Make?
With Paycile, insurers,
MGAs, and TPAs can:
- Consolidate all payment rails
into one seamless connection
- Automatically route for
lowest-cost processing
- Gain real-time reconciliation
and compliance visibility
- Cut payment fees and
exception time