Turn payments into revenue.
Modern payment processing, embedded finance, and operations — built on enterprise-grade rails. Trusted by business owners. Integrated by software platforms.
TWO WAYS IN
Two ways to use Paycile.
Pick the path that fits.
FOR BUSINESS OWNERS
Capture the economics on your payments.
Your residents, policyholders, or customers pay you. Paycile turns that flow into a revenue stream — collection, embedded finance partners, owner statements, reconciliation. One platform replaces three vendors.
See the platformFOR SOFTWARE PLATFORMS
Own your payments. Without becoming a payments company.
You serve a vertical. Your customers expect modern payments. Embed Paycile and add payments revenue and embedded finance economics to your product — without becoming a payments company.
Embed PaycileEverything you need for payment success
Paycile's comprehensive platform provides all the tools and security you need to streamline your payment processes.
Payment Processing
Secure and fast payment processing solutions for businesses of all sizes.
Security First
Bank-level security with end-to-end encryption and fraud protection.
Analytics
Real-time reporting and analytics to help you make informed decision.
24/7 Support
Round-the-clock customer support to help you whenever you need it.
THE PLATFORM IN ONE DIAGRAM
Not another processor.
The layer above it.
Paycile sits between enterprise-grade payment rails and the business or software platform that uses them. The rails handle the money movement. We handle everything that turns money movement into a business.
Your business, or your software platform
Property managers, insurance carriers, utility operators, or the vertical SaaS that serves them. Branded to you. Owned by you.
Payments, embedded finance, and operations. The customer payment experience. Outbound disbursements. The revenue capture from financing, insurance, and rewards programs. AI assisted reconciliation back to your general ledger.
Enterprise-grade payment rails
ACH, card, and RTP Settlement, batching, multi-account routing. Processed by Deluxe Payment Systems — over $2 trillion in annual payment volume.
WHAT YOU GET
Three capabilities. One platform.
Payments
ACH, card, and RTP through a single API. Multi-rail, multi-method, multi-account routing. Same-day or next-day settlement. The platform is designed to reduce PCI scope, chargeback workload, and compliance burden for the software platform and the merchant — without changing who signs the merchant agreement.
Embedded finance
Fourteen pre-integrated finance partners. Rent financing. Renters insurance. Deposit alternatives. Credit reporting. Rewards. One integration, one rev-share waterfall, partners hold the compliance. The revenue flows back to you, not to the platform.
Operations
AI-driven reconciliation against bank truth. Short-term cash forecasting with confidence bands. Owner statements that match institutional expectations. A per-transaction audit trail your controllers will actually trust.
SEE THE PLATFORM
Built for the way you work
Embedded Finance
BUILT FOR THREE INDUSTRIES
Same engine. Different surface.
Each industry has its own version of the platform — calibrated to how customers pay, how owners get paid, and how the books close.
Insurance
Premium collection, claims payments, embedded finance for policyholders, multi-cycle billing.
Property management
Rent collection, embedded finance for residents, owner disbursements, reconciliation against bank truth.
Utilities and energy
Modern utility billing, payment plans and bill smoothing, customer disbursements.
LAUNCHING Q3 2026BUILT BY PEOPLE WHO HAVE DONE THIS BEFORE
From the founders behind a 12-year Inc. 5000 honoree — one of fewer than three dozen companies nationwide to hold that distinction.
Our co-founder has spent 27 years building embedded payments for software companies. Our CTO has 25 years in healthcare and insurance data infrastructure. Same team, same operating principles, applied to a category that has been underserved by the payments industry for a decade.
PAYMENT RAILS
Deluxe Payment Systems
ANNUAL VOLUME ON THOSE RAILS
$2 trillion+
BANK REGISTRATION
Registered ISO of Fifth Third Bank
HEADQUARTERS
Des Moines, Iowa
Our Partner:
We've partnered with Deluxe, the trusted payments and data company.
How it works
Paycile connects to your existing systems and automates the entire payment reconciliation workflow — from ingestion to resolution.
Connect your systems
Paycile brings its own payment rails or retrieves data from your existing systems, integrating with your management software — no disruption to your workflow.
Automatically match payments
Incoming payments are automatically matched to the correct records in real time, eliminating hours of manual lookup and data entry.
Resolve exceptions fast
Unmatched or misapplied payments are flagged automatically so your team can investigate and resolve issues before they compound.
Report with confidence
Get a real-time reconciliation dashboard and audit trail — giving your finance team and leadership full visibility into payment status.
See it in action for your industry
"Automated reconciliation turns a once reactive, error-prone chore into a proactive, strategic control—liberating your finance team and giving you real-time clarity."HubiFi analysis - July 18, 2025
Ready to transform your business?
Schedule a personalized demonstration and discover how Paycile can improve your payment reconciliation process.
Select a day that works