Built by people who have done this before.
Paycile is the embedded finance platform for payments-heavy industries. Built by veteran payments and software founders.
Mission and Vision
Our mission
Turn payments into a revenue stream for the businesses and software platforms that move them. Build the embedded finance layer that sits above world-class payment rails, so our customers can capture economics the payments industry has historically kept for itself.
Our vision
Every payment is a moment when a customer or counterparty needs other financial products — to spread the cost, to insure against risk, to build credit, to earn rewards. Paycile makes that moment a revenue line for the business or platform that owns the customer relationship, not for the processor.
Founder Pedigree
From a 12-year Inc. 5000 company.
Paycile is built by the founders behind a 12-year Inc. 5000 honoree — one of fewer than three dozen companies nationwide to hold that distinction. Same team, same operating principles, applied to a category that has been underserved by the payments industry for a decade.
Meet the team
with a proven track record in fintech scaling and AI implementation.
Jim Fitzgerald
Co-Founder & CEO
Jim founded Paycile to build the embedded finance layer he kept watching property managers and insurance carriers fail to capture themselves. Previously he led a software company to twelve consecutive years on the Inc. 5000 — a distinction held by fewer than three dozen companies nationwide.
Brings: the operating model and the platform thesis.
Paul Huntley
Co-Founder & Chief Payments Officer
Paul has spent twenty-seven years building embedded payment solutions for software companies. Through his long-running work with MSG Payment Systems and Deluxe, he developed the rails and the partner relationships that became the foundation Paycile is built on today.
Brings: the payments stack and the Deluxe relationship.
Steve Leighty
Co-Founder & CTO
Steve has spent twenty-five years building data infrastructure for healthcare and insurance companies — industries where accuracy, auditability, and compliance are non-negotiable.
Brings: the technical platform, the AI architecture, and the discipline that comes from a career in regulated data.
Jim Fitzgerald
Co-Founder & CEO
Jim founded Paycile to build the embedded finance layer he kept watching property managers and insurance carriers fail to capture themselves. Previously he led a software company to twelve consecutive years on the Inc. 5000 — a distinction held by fewer than three dozen companies nationwide.
Brings: the operating model and the platform thesis.
Paul Huntley
Co-Founder & Chief Payments Officer
Paul has spent twenty-seven years building embedded payment solutions for software companies. Through his long-running work with MSG Payment Systems and Deluxe, he developed the rails and the partner relationships that became the foundation Paycile is built on today.
Brings: the payments stack and the Deluxe relationship.
Steve Leighty
Co-Founder & CTO
Steve has spent twenty-five years building data infrastructure for healthcare and insurance companies — industries where accuracy, auditability, and compliance are non-negotiable.
Brings: the technical platform, the AI architecture, and the discipline that comes from a career in regulated data.
The Basics
Company facts.
Founded
2025
Headquarters
Des Moines, Iowa
Bank Registration
Registered ISO of Fifth Third Bank, N.A., Cincinnati, OH
Payment Rails
Deluxe Payment Systems
Status
Operating, generating revenue, hiring
Talk to us.
Whether you want a demo, you're a software platform exploring embedding Paycile, or you just want to learn more — we'll get back to you fast.
Schedule a demo