Built for insurance carriers and agencies.
Modern premium collection. Embedded finance that pays the carrier. Claims payments that don't require a manual workflow.
Works alongside your policy management system • Built on Deluxe rails
What insurance carriers and agencies get
Four ways Paycile makes insurance operations more efficient.
Modern premium collection
ACH, card, autopay, and multi-cycle billing for monthly, quarterly, semi-annual, or annual premium schedules. Mobile-first policyholder portal branded to the carrier. Reduces lapse rates and the cost of collection.
Embedded finance for policyholders
Premium financing partners, payment plans, deposit alternatives, and reward partnerships — surfaced inside the policyholder portal. Specialty providers handle underwriting; rev-share flows back to the carrier.
Claims payment workflows
ACH disbursements and digital checks for claims settlements, with statement-grade evidence on every payment. Vendor pays for adjusters, contractors, and service providers — in one outbound flow.
Reconciliation across premium, claims, and commissions
AI-driven matching of carrier deposits, premium receipts, claims disbursements, and commission accounting — traceable line-by-line back to your policy management system.
How it fits with your policy management system
Your policy management system stays your system of record.
Paycile sits on top of your policy management platform. Whether you're on a major agency-management or policy-administration system or a homegrown stack, the policy data, the carrier hierarchy, the commission structures, and the underwriting workflow stay where they are. Paycile adds the layers most policy platforms don't: a modern policyholder payment surface, embedded finance partners wired into the premium flow, AI-driven reconciliation across premium and claims, and outbound disbursement workflows that close the loop back into your ledger.
Paycile complements the policy management system. It doesn't replace it, and it doesn't force a migration.
The product
What policyholders see.
The policyholder payment portal is the carrier's most touched customer surface — every premium payment, every billing inquiry, every claim acknowledgment passes through it.
Example payment surface. The same engine powers policyholder payments across our verticals.
Why Paycile for insurance
Everything you need to reconcile insurance payments
From individual premium payments to bulk agency remittances, Paycile handles the full spectrum of insurance payment workflows.
Automated Premium Matching
Automatically match incoming premium payments to the correct policy numbers, eliminating manual lookup and data entry errors.
Claims Disbursement Tracking
Track and reconcile outbound claims payments across all carriers and policyholders with a complete audit trail.
Agency Remittance Processing
Handle complex agency bulk remittances — splitting payments across multiple policies without manual intervention.
Exception Management
Automatically flag unmatched or misapplied payments so your team can resolve issues before they become compliance problems.
Real-Time Reporting
Get up-to-the-minute visibility into collection rates, outstanding balances, and reconciliation status across all lines of business.
Policy System Integration
Connect directly to your existing policy management and accounting systems — no disruption to your current workflow.
See it in action
How Paycile works for insurance companies
Watch how Paycile connects to your policy management system, matches incoming premium payments to the right policies, and flags exceptions automatically — all in real time.
Talk to us
See a demo built around your book of business.
A 30-minute walkthrough using example data calibrated to your carrier mix and premium volume. No commitment.
Schedule a demoOr learn more